For a limited time, get free gas or groceries with Alumni Health and Dental
Apply for Alumni Health and Dental Insurance for the chance to win up to $13,000 in gas or groceries.
It’s time for
a massage
Save up to $1,500 per year on registered massage therapy.1
It’s time to brighten
your smile
Save $400-$750 on dental care in your first year.2
It’s time to focus on your mental health
Save up to $990 per year on appointments with a registered psychologist.3

While it’s important to focus on the important people in your life, you just have to take a break for yourself sometimes. Alumni Health & Dental Insurance can help you and your family save on many health care costs, including some that can help you be the best “you” you can be.

Choose the plan that's right for you, and save on out-of-pocket costs like:

  • Prescription drugs4
  • Vision care
  • Massage therapy and physiotherapy
  • Dental care
  • Mental health therapy
  • Emergency medical travel costs

Find the plan that’s right for you.

Premiums displayed are monthly.

Base Plan

All the basic extended health care benefits, with slightly lower coverage amounts than our other plans. Plus – it’s guaranteed coverage!5

$ XX.XX

Bronze Plan

All the basics of health and dental insurance, with higher allowances than the Base Plan in many cases – including increased travel medical coverage.

$ XX.XX

Silver Plan

Includes coverage you won't find in the Base or Bronze Plans such as hospital benefits.

$ XX.XX

Gold Plan

All the coverage you'll find in our other plans – with increased coverage amounts that can put the most money back in your pocket! Also includes coverage for orthodontics.6

$ XX.XX
Ready to apply?
Check out the benefits included in each plan.
Base Plan Bronze Plan Silver Plan Gold Plan
Dental Services
  • Reimbursement on exams, cleanings, fillings, scaling, polishing, root planing, diagnostic, and select extractions
  • 70%
  • 70%
  • 80%
  • 80%
  • Reimbursement on extensive services including endodontics, periodontics and denture repairs
  • 70%
  • 70%
  • 80%
  • 80%
  • Reimbursement on crowns, bridges, dentures and orthodontics
  • n/a
  • n/a
  • n/a
  • Year 1 & 2: 0%; Year 3 & beyond: 60% ($800 maximum every 2 consecutive years)
  • Anniversary year maximums
  • $400 per year
  • $500 per year
  • Year 1: $600; Year 2 & beyond: $900
  • Year 1: $750; Year 2: $1,000; Year 3: $1,200; Year 4: $1,200; Year 5 & beyond: $1,500
  • Recall visits
  • 9 months
  • 9 months
  • 9 months
  • 6 months
Prescription Drugs
Prescription drug coverage applies to costs not covered by your provincial prescription drug insurance plan, up to the maximums stated below. For Quebec residents, prescription drug coverage available under this plan is limited to costs not covered by the RAMQ Prescription Drug Insurance Plan. It is not intended to be a replacement for the RAMQ Plan. In order to be eligible for coverage under this plan, you must have a provincial health card and be registered under the RAMQ Prescription Drug Insurance Plan, or have equivalent coverage under a group plan.
  • Generic vs brand-name coverage
  • Generic
  • Generic
  • Generic
  • Brand-name
  • Shared dispensing fee
  • $6.50 maximum
  • $6.50 maximum
  • $7.50 maximum
  • Covered
  • Birth control and fertility drugs
  • Birth control only
  • Birth control only
  • Covered
  • Covered
  • Reimbursement on first amount per anniversary year‡‡
  • 70% of first $750
  • 70% of first $500
  • 70% of first $500
  • 90% of first $2,222
  • Reimbursement on next amount per anniversary year‡‡
  • n/a
  • 80% of next $2,500
  • 100% of next $4,650
  • 100% of next $8,000
  • Maximum per anniversary year‡‡
  • $525
  • $2,350
  • $5,000
  • $10,000
Other Benefits
Vision Care – Covers the costs towards prescription lenses and frames and/or contact lenses. This benefit does not include industrial safety glasses.
  • $100 per 2 benefit years plus $60 for Optometrist visits per 2 benefit years
  • $100 per 2 benefit years plus $60 for Optometrist visits per 2 benefit years
  • $150 per 2 benefit years plus $60 for Optometrist visits per 2 benefit years
  • $250 per 2 benefit years plus $60 for Optometrist visits per 2 benefit years
Travel Coverage (coverage ceases at age 65) - Covers emergency hospital/medical expenses while travelling outside your province or territory of residence and access to a 24-hour worldwide medical assistance centre, up to a maximum of $5,000,000 per trip.
  • Number of trips per year
  • Unlimited
  • Unlimited
  • Unlimited
  • Unlimited
  • Maximum trip length
  • 5 days
  • 9 days
  • 17 days
  • 30 days
Survivor Benefit – Provides continuous coverage for 1 year, following the death of an adult insured
  • Available 1 year after policy effective date
  • Included
  • Included
  • Included
Registered Specialists & Therapists – Includes visits to Acupuncturists, Chiropractors, Osteopaths, Podiatrists, Dietitians, Naturopaths, Chiropodists, Registered Massage Therapists, Physiotherapists, Psychologists, Social Workers and Speech Therapists.
  • Maximum claims paid
  • $500 combined for all specialists/therapists
  • $750 combined for all specialists/therapists
  • $1,000 combined for all specialists/therapists
  • $1,500 combined for all specialists/therapists
  • Per visit maximum
  • $25
  • n/a
  • n/a
  • n/a
  • Chiropractic X-rays
  • $35 per year
  • $35 per year
  • $35 per year
  • $35 per year
Psychologist/Psychotherapist/Social Worker
  • Maximum per first visit
  • $80
  • $80
  • $80
  • $80
  • Maximum per subsequent visit
  • $65
  • $65
  • $65
  • $65
  • Maximum visits per year
  • 10
  • 10
  • 12
  • 15
Speech Therapist
  • Maximum per first visit
  • $65
  • $65
  • $65
  • $65
  • Maximum per subsequent visit
  • $45
  • $45
  • $45
  • $45
  • Maximum visits per year
  • 10
  • 10
  • 12
  • 15
Lifeline® Personal Response Service – Provides 24-hour monitoring service for people coping with medical problems at home.
  • 3 months per lifetime
  • 3 months per lifetime
  • 6 months per lifetime
  • 6 months per 3-year period
Core Benefits
Hearing Aids – Covers the cost to purchase and/or repair up to the allowed maximum.
  • $300 per 4-year period
  • $300 per 4-year period
  • $400 per 4-year period
  • $500 per 4-year period
Ambulance Services
  • Unlimited ground and air transport
  • Unlimited ground and air transport
  • Unlimited ground and air transport
  • Unlimited ground and air transport
Lifetime Extended Health Care Maximum
  • $100,000
  • $250,000
  • $350,000
  • $350,000

Generic Drug - A generally less expensive alternative to an interchangeable brand-name drug product. Please note: Not all drugs have a generic equivalent. If a non-generic drug is purchased, payment will be based on the lowest generic drug cost equivalent, if applicable. If no generic brand exists, payment of the brand-name price will be made at the co-payment level of your plan.

‡‡ Anniversary Year refers to each successive 12-month period following the effective date of your policy. For residents of British Columbia, Saskatchewan, and Québec, it is based on calendar year. Calendar Year means each successive 12-month period commencing January 1 and ending December 31.

Benefits are only payable after yearly maximums allowed under your provincial health insurance plan have been reached, if applicable.

Premiums displayed are monthly.
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Which plan is right for you?
Help us find the right plan for you by answering
these 4 quick questions.
Is guaranteed acceptance (no medical underwriting) important to you?
How often do you require prescription drugs?
How many times a year do you visit the dentist?
How many times a year do you visit a massage therapist?
Based on your needs, we recommend the

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